Lauren M. Allen, associate attorney, and Audriana Rodriguez, law clerk, both at Diaz, Reus: “The spread of Covid-19 has had wide-ranging effects on businesses and the working sector in Latin America and the Caribbean. But the informal sector, which does not receive the same employment security, health care and economic benefits that protect the formal sector, has suffered the most. Some governments have done their part to aid this vulnerable group. For example, El Salvador announced a freeze on mortgage and credit card debt payments for those affected by the global pandemic.”